Success Stories A better El Paso, West Texas and Dona Ana County region for All
Borderplex Community Capital is investing in the El Paso, West Texas, and Dona Ana County, New Mexico region to create a more inclusive economy with expanded services and more accessibility for all.
Cellular and More Winter 2026
Cellular and More is a locally owned cell phone and wireless accessories retailer, proudly serving the downtown El Paso community for over 10 years from its location in the TIRZ 5 district. Since the COVID-19 outbreak in 2020, downtown El Paso businesses have faced a prolonged economic storm — declining foot traffic, reduced cross-border consumer activity, and shrinking cash flow that pushed many independent retailers to the brink. As a small business competing against national wireless chains in this difficult environment, Cellular and More has faced mounting debt and limited access to the working capital needed to sustain inventory and daily operations. BCC provided a working capital and debt refinancing loan — supported by City of El Paso TIRZ 5 investment — giving Cellular and More the financial stability to weather the downturn and continue serving its loyal community. Today, Cellular and More stands as a resilient cornerstone of downtown El Paso, offering affordable devices, repairs, and accessories to the neighbors who depend on them.
The Mayflower Winter - 2026
The Mayflower Family Restaurant is a beloved family-owned Downtown El Paso institution serving homestyle American breakfasts and authentic Vietnamese dishes — from pho and vermicelli bowls to grilled pork rice plates. Located in the TIRZ 5 district, the restaurant faced mounting repair costs and cash flow gaps that threatened the daily operations of this community staple. BCC provided a working capital and facilities repair loan, giving the owners the immediate financial relief needed to keep the kitchen running and the doors open. Combined with City of El Paso TIRZ 5 revitalization funding, The Mayflower stabilized its operations and is now positioned for long-term growth as a cornerstone of downtown El Paso’s dining scene.
IFellInLoveHere is a vintage secondhand boutique offering curated 90s and Y2K apparel with inclusive sizing — carrying over 750 unique pieces up to size 3X. After years of operating on an appointment-only basis, the boutique was ready to open a permanent Downtown El Paso storefront but faced a barrier that many creative small businesses encounter: limited access to traditional lending. BCC provided a working capital loan — supported by City of El Paso TIRZ 5 district investment — to fund the expansion into a full retail storefront. IFellInLoveHere celebrated its ribbon cutting in February 2026 and now operates Tuesday through Sunday, building a vibrant community of fashion lovers in the heart of downtown.
Osmar Equipment, Inc. is a trusted machinery repair and equipment services provider — offering lifts, mobile work platforms, and technical support — serving local industries and small businesses in the rural Socorro/far east El Paso area. Operating in a low-to-moderate income (LMI) community, Osmar faced geographic and resource-access barriers that made traditional lenders unwilling to extend financing. BCC provided a working capital loan, ensuring the business had the funds needed to maintain inventory, service equipment, and meet client demand without interruption. With stable financing in place, Osmar Equipment continues to strengthen the economic resilience of the rural Borderplex region — keeping local businesses productive and competitive.
La Jefa Restaurant Winter - 2026
La Jefa Restaurante is a beloved authentic Mexican dining destination in Anthony, Texas, known for community favorites like quesabirria, rolled tacos, tamales, menudo, and fresh margaritas. Located in a rural, low-to-moderate income (LMI) community with limited access to traditional business financing, the restaurant needed capital to grow but faced high borrowing costs that strained an already tight budget. BCC partnered with the City of Anthony’s interest buydown program to provide a loan at just 2% interest — dramatically reducing the cost of capital for the owners. With affordable financing secured, La Jefa continues to thrive as a cultural and economic anchor for the Anthony community, enriching the Borderplex dining scene and supporting local employment.
OTEN Medical is a nurse-founded, U.S. veteran-owned medical device company headquartered in El Paso, Texas, built on over 40 years of ICU, dialysis, and OR experience — creating patented, award-winning products like the Original CPAP Hose Holder® and the iLine Series IV line organizers used in hospitals and homes nationwide. As a small innovative manufacturer, OTEN faced the classic challenge: traditional lenders wouldn’t extend financing without the revenue track record a growing startup is still building. BCC provided a working capital loan that funded ongoing operations and laid the financial foundation for OTEN’s planned product development and market expansion in 2026. With stable capital in place, OTEN Medical is advancing its mission to bring practical, nurse-designed innovations to more patients, hospitals, and healthcare providers across the country.
HS Ecolife, LLC is a Sunland Park, NM-based sustainable packaging company providing eco-friendly, compostable food containers and disposables made from renewable materials like sugarcane bagasse and avocado seeds — offering El Paso-area restaurants and businesses a practical alternative to single-use plastics. As a small green-tech startup in a capital-intensive space, HS Ecolife was turned away by conventional lenders who saw the business as too early-stage for traditional financing. BCC provided a working capital loan that stabilized daily operations and gave the owners the financial runway needed to grow. With funding secured, HS Ecolife is now expanding production capacity and developing new product lines in 2026, strengthening its role as a regional leader in environmental sustainability.
For more information about HS Ecolife, please visit their website: https://hsecolife.com/
SuperChef Catering Fall 2025
SuperChef Catering & Cuisine is a family-owned catering company with over 25 years of culinary tradition rooted in Ciudad Juárez, delivering restaurant-quality meals for corporate events, private parties, and celebrations across the El Paso region. Despite decades of experience and a loyal client base, traditional lenders were unable to meet their financing needs — a frustrating barrier for an established business with proven demand. BCC provided a working capital loan that gave Super Chef the cash flow stability needed to sustain daily operations and confidently take on larger contracts. With financing in place, Super Chef is now expanding its catering services into new markets in 2026, bringing their signature fresh flavors and personalized cuisine to even more events across the Borderplex.
JackRabbit Wireless is a locally-owned fixed wireless internet provider founded in 2018 in El Paso, Texas, delivering fast, affordable, and reliable broadband to underserved communities, colonias, and low-income families where major providers have failed to invest. As a mission-driven small business bridging the digital divide, JackRabbit faced restrictive lending requirements that blocked access to the growth capital needed to keep expanding its network. BCC provided a working capital loan that funded continued operations and gave the team the financial footing to pursue aggressive network expansion. With BCC’s support, JackRabbit Wireless is extending its reach into rural areas across the Borderplex in 2026 — connecting more families and communities to high-quality, locally-operated internet access.
Paloma Wellness and Rehabilitation is El Paso’s only comprehensive outpatient lymphedema treatment center — sparing patients costly long-distance trips to Houston, San Antonio, Albuquerque, or Phoenix — while also providing expert pediatric and geriatric care in pain management and rehabilitation. Despite filling a critical healthcare gap in the region, Paloma faced stringent credit barriers that made traditional lenders unable to extend the financing the practice needed to sustain and grow. BCC provided a working capital loan that stabilized daily operations and created a financial foundation for strategic expansion. With BCC’s support, Paloma Wellness is now on track to open a new location in Las Cruces, NM in 2026 — extending specialized rehabilitative care to more patients across the Borderplex region.
Monocle Eyewear is a locally owned eyewear boutique in downtown El Paso built on craftsmanship, quality, and community connection. High-interest legacy debt was straining cash flow and limiting the owner’s ability to invest in growth. BCC provided a loan to refinance existing debt at a lower rate and inject working capital for expansion, easing financial pressure immediately. With improved cash flow, Monocle Eyewear expanded its downtown presence, upgraded operations, and refocused on delivering exceptional service to El Paso customers.
ARSA Distributing started as a product distribution company with a vision to manufacture its own line of herbal teas — but lacked the capital to make the leap into production. Traditional lenders turned them away, seeing the transition as too risky for a small operation. BCC provided a working capital loan that funded equipment and initial production costs, making in-house manufacturing a reality. Today, ARSA Distributing produces and sells its own branded herbal tea line, transforming from a distributor into a local manufacturer.
In San Elizario, TX, a rural community of 10,000 residents with a 30% poverty rate and a 95% Hispanic population, limited daycare options create a childcare desert for 700 children under 5. Elsa’s Daycare will be the second daycare in the area, addressing the lack of services by providing affordable, high-quality care for children ages 0–5. Borderplex Community Capital provided technical assistance and access to capital for operational expenses. Elsa’s Daycare will offer bilingual programs and meal options, providing weekly care to local families while boosting local employment and education to ensure sustainability in a competitive landscape.
The Popular Building Spring 2025
A local El Paso developer identified a critical opportunity to revitalize a vacant downtown building into a vibrant mixed-use property with 120 apartments, ground-floor retail, and a basement parking garage. Predevelopment costs — architectural plans, engineering studies, and permitting — posed a significant upfront financial barrier before traditional construction financing could be secured. BCC provided a predevelopment loan to cover these early-stage costs, unlocking the project’s path forward. The development is now bringing much-needed housing and commercial space to downtown El Paso, contributing directly to the city’s urban revitalization efforts.
Acosta Enterprises, LLC Winter 2024
Mr. Acosta is a sole proprietor with a construction background who founded a wooden pallet manufacturing and recycling business serving El Paso-area companies. Accumulated business debt was draining cash flow, making it difficult to purchase raw materials and fulfill orders consistently. BCC refinanced his existing debt at a lower rate and provided working capital to keep sourcing and production running smoothly. Freed from high debt payments, Mr. Acosta’s business now operates sustainably — supplying, repairing, and recycling pallets reliably for local clients.
El Paso Coalition for the Homeless Fall 2024
The El Paso Coalition for the Homeless is the backbone organization of El Paso’s Continuum of Care, supporting veterans, chronically homeless individuals, youth, and families. Rapid growth in community need outpaced their available operating cash, creating a funding gap that threatened program continuity. BCC stepped in with a bridge loan, providing immediate working capital to sustain operations during the gap between grant cycles. With stable financing in place, the Coalition expanded its reach and continued coordinating critical housing and support services across the region.
Float + Calm - Health & Wellness SPA Fall 2024
Float + Calm Spa is an El Paso wellness business offering float therapy, massage, and holistic relaxation services to a growing health-conscious community. As demand for their services grew, the owners lacked the working capital needed to expand capacity and serve more clients. BCC provided a working capital loan that funded equipment upgrades and additional service capacity. Today, Float + Calm Spa operates at a larger scale, bringing restorative wellness experiences to more El Pasoans than ever before.
Iron King is a family-owned garment care business in Horizon City, Texas, offering professional ironing and folding services to residential and commercial clients since 2016. Like many small family businesses, tight margins made it difficult to maintain steady cash flow during slow seasons. BCC provided a working capital loan that stabilized day-to-day operations and allowed the owners to take on larger commercial contracts. With reliable financing behind them, Iron King has sustained consistent growth and continued serving the El Paso County community for over eight years.
Fab Lab El Paso Fall 2023
Fab Lab El Paso is a grassroots community makerspace providing access to digital fabrication tools, workforce training, creative collaboration, and prototype development for El Paso residents. As an entirely community-supported organization, Fab Lab struggled to secure the capital needed to maintain equipment and expand programming to meet growing demand. BCC provided a loan to stabilize operations and fund resource expansion, giving the organization a financial foundation that traditional lenders wouldn’t offer. With BCC’s support, Fab Lab El Paso continues to grow — empowering residents with hands-on skills in manufacturing, technology, and design that directly strengthen the local workforce.
As a result of COVID-19, the Financial Assistance for Safety, Technology and Economic Resilience (FASTER) Program was established by the County of El Paso to provide $10 million in aid to small businesses negatively impacted by the pandemic. The (FASTER) Program was managed in part by Borderplex Community Capital to help qualify applicants and disburse the funds. Qualified applicants were eligible for forgivable loans and technical assistance. The monies were allocated based on location within El Paso County.
Borderplex Community Capital was responsible for awarding $2 million of the grant monies.
El Pasoans Fighting Hunger Summer 2020
El Pasoans Fighting Hunger is El Paso’s largest food bank, serving thousands of families across the region. When COVID-19 hit, demand skyrocketed overnight — the organization lacked the refrigerated vehicles needed to safely distribute the surge in food donations. BCC provided a low-interest equipment loan to purchase refrigerated trucks, expanding cold-chain distribution capacity immediately. As a result, the food bank served an average of 10,000 families per day and distributed nearly 15 million pounds of food between May and December 2020.
